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2018 Summer Aid

2018 Summer Term – Financial Aid Overview

Students planning to attend the Summer term in 2018 may request a review of their financial aid loan eligibility by submitting a “Summer 2018 – Financial Aid Request Form” to the Office of Financial Aid. Upon completing our review, we’ll email you accordingly with information regarding your eligibility for aid during the Summer 2018 semester. Eligibility for Pell Grants is determined automatically by the Office of Financial Aid.

Click here for the Summer 2018 Session Dates

What are the steps to apply for Direct loans and Pell Grants for the Summer 2018 semester?

  1. Review the eligibility criteria below for both Direct loans and Pell Grants.
    • PLEASE NOTE: If for some reason you have not completed the 17-18 FAFSA or have not completed the federal verification process, please do so as soon as possible.
  2. If you have an adverse SAP status (termination or probation) your Summer 2018 eligibility will be determined at the end of the spring 2018 semester.
  3. Upon completing your award eligibility review, we will notify you through SU e-mail to view/confirm your award via GullNet.
  4. If you change your summer enrollment after you receive your initial Summer award notification, it can reduce or cancel your aid and increase or create a debit balance on your account.
    • IMPORTANT: You are responsible for contacting the Office of Financial Aid, immediately, with all enrollment changes. Please complete the Course Load Change form to ensure immediate action.

Important Reminders:

  • The Return of Title IV funds policy still applies to students who withdraw from summer courses.
  • If your summer aid package exceeds your charges the Cashier's Office will process a refund.
  • You are not permitted to receive federal financial aid at different institutions simultaneously.
  • Graduate students are not eligible to receive a Pell grant.
  • The last day to accept Summer loan(s) is the last day of the Summer session.
  • Satisfactory Academic Progress or SAP status is reviewed at the end of each payment period (Fall, Spring and Summer). If you are placed on ‘probation’ at the end of the spring semester you will remain eligible to receive federal student aid; however if you do not make progress at the end of the summer term you will not be eligible for federal student aid in the Fall term pending any potential SAP appeal.

When will my financial aid post to my account for the Summer 2018 semester?

Bills are generated by the Cashier’s Office prior to the start of the semester (May 2018). Directly following the creation of the bill, the Office of Financial Aid will post eligible financial aid to student accounts. Each of these steps occur prior to the start of the semester.

 

Pell Grants & the Summer 2018 Semester

Beginning in the summer 2018, Pell Grants are available year round for eligible undergraduate students. Beginning in late April, the Financial Aid office will automatically determine student eligibility for year-round Pell funding based on your summer enrollment. Students will be notified of this award (if applicable) via their campus email.

What are the eligibility requirements for Summer Pell Grants?

  • Completed 2017-2018 FAFSA;
  • Determined Pell Grant eligible;
  • Enrolled in Summer classes, see below for credit hour requirements;
  • Meeting Financial Aid’s Satisfactory Academic Progress (SAP) metric; and
  • Have remaining Pell lifetime eligibility

Please keep in mind:

  • Most Pell students who take at least 6 summer credits are eligible for summer Pell Grants.
    • If you take less than 6 Summer credits, you will only be eligible for a Summer Pell Grant if you have remaining eligibility from the Fall 2017 or Spring 2018 semesters because you didn't enroll full-time for either semester.
  • Pell Grants do not cover the full cost of attending classes in the summer semester;
  • Many students utilize their full loan eligibility during the fall & spring semesters and may not have remaining eligibility available for the summer semester;
  • The maximum time frame that students may receive federal Pell Grants is 12 semesters with full-time enrollment. One semester of Pell Grants equals 50%, i.e. 50% x 12 semesters is equal to 600%.

What if I didn’t use my entire Pell Grant Award in the Fall and Spring semesters?

Eligible students who attended the fall and/or spring semester(s) at less than full-time (12 credits) enrollment and who are otherwise eligible will be offered their remaining Pell Grant amount based on their summer enrollment.

Provided below are a few scenarios describing how a student’s remaining Pell Grant eligibility is determined for a student with a zero Estimated Family Contribution (EFC) on their Student Aid Report (SAR): 

Scenario 1 Fall 2017 Spring 2018 Summer 2018
Enrollment 12 credits 9 credits 3 credits
Pell award $2960 (50%) $2220 (37.5%) $740 (12.5%)

Scenario 2 Fall 2017 Spring 2018 Summer 2018
Enrollment 9 credits 9 credits 6 credits
Pell award $2220 (37.5%) $2220 (37.5%) $1480 (25%)

Scenario 3 Fall 2017 Spring 2018 Summer 2018
Enrollment 0 credits 12 credits 9 credits
Pell award $0 (0%) $2960 (50%) $2220 (37.5%)

 How does the Year-Round Pell Grant Program Work?

Pell-eligible students attending year-round can be awarded up to 3 full-time semesters (150%) of Pell Grants per award year, including summer. Students who attend full-time (12 credits) for the fall (50% of annual award) and spring (50% of annual award) semesters may be eligible for an additional 50% of their annual award if enrolled full-time during the summer semester.

Summer enrollment can include program applicable courses taken during the summer session 1 (5 weeks), summer session 2 (5 weeks) and/or the full summer session (10 weeks). However, if the student is enrolled in less than 6 credits and/or drops a course during the summer sessions this could make them ineligible for the additional Year-Round Pell award.

Below are scenarios describing how Year-Round Pell eligibility is determined for a zero EFC:

Scenario 1 Fall 2017 Spring 2018 Summer 2018
Enrollment 12 credits 12 credits 12 credits
Pell award $2960 (50%) $2960 (50%) $2960 (50%)

Scenario 2 Fall 2017 Spring 2018 Summer 2018
Enrollment 12 credits 12 credits 6 credits
Pell award $2960 (50%) $2960 (50%) $1480 (25%)

Scenario 3 Fall 2017 Spring 2018 Summer 2018
Enrollment 12 credits 12 credits 3 credits
Pell award $2960 (50%) $2960 (50%) $0 (0%)

Important Note: The amount of Federal Pell Grant funds a student may receive over his or her lifetime is limited by a federal law to be 600% (equivalent of 12 full-time semesters). Once a student's Lifetime Eligibility Used (LEU) reaches 600 %, the student can no longer receive Pell Grant funding. The federal government allows for no exceptions to this cap.

How is Lifetime Eligibility Used (LEU) calculated?

Credits Attempted per Semester/Session Lifetime Eligibility Used
Full-time enrollment (12 or more credits) 50.0%
Three-quarter time enrollment (9-11 credits) 37.5%
Half-time enrollment (6-8 credits) 25.0%
Less than half-time enrollment (1-5 credits) 12.5%

Students can log on to www.nslds.ed.gov to view their Pell Grant LEU. The LEU will be found on the Financial Aid Review page.

 

Direct Loans & the Summer 2018 Semester

What are the eligibility requirements for Summer Direct loans?

  • Completed 2017-2018 FAFSA;
  • Enrolled at least half-time (6 credits for undergraduates and 5 credit for graduates)
  • Loan eligibility is calculated based on any unused Stafford loans that are remaining from the 2017-2018 academic year.
  • PLEASE NOTE: SU will automatically offer the maximum amount you are eligible to receive.
  • Parents – If interested in a Parent PLUS loan, your undergraduate student must be enrolled in 6 credits.
  • Graduate Students – If interested in a Grad PLUS loan, you must be enrolled in 5 credits.

What if I decide to drop a class or withdrawal from a Summer 2018 session?

Changes in enrollment can have a significant impact on your eligibility for Summer financial aid. Your eligibility for summer aid is based on both the number of credits you are enrolled for and the timeframe (5 or 10 weeks) for which you are enrolled.

The recalculation of summer aid is based on several factors, such as the timing of the withdrawal, whether you are dropping out of a Summer session entirely or whether you are dropping one Summer session but adding or keeping another Summer session in your summer term.

If enrollment changes occur after the start of the semester this may create a debit balance, i.e. a bill on your student account.

Here are a few scenarios denoting the impact of enrollment changes:

  • Scenario 1 – You’re enrolled for 3 credits in the first 5 week Summer session and 6 credits in the second 5 week Summer session. If you drop your first 5 week Summer session class before the session begins (or during the drop/add period), but retain at least 6 credits of enrollment in the second Summer 5 week session, the financial aid office will ask for active confirmation of your intent to remain enrolled in the second 5 week session. If you plan to attend the second 5 week session, your aid budget for the summer will be reduced from 10 weeks to 5 weeks and will encompass costs for 6 credits instead of 9 credits.

  • Scenario 2 – You’re enrolled for 3 credits in the first 5 week Summer session and 3 credits in the second Summer 5 week session. If you withdraw (after the drop/add period is over) from your first 5 week Summer session class, but remain enrolled in the second Summer 5 week session that has not yet begun, the financial aid office will ask for active confirmation of your intent to remain enrolled in the second Summer 5 week session. If you plan to attend the second Summer 5 week session, your aid will not change.

    However if you do not attend the second Summer 5 week session, your aid budget for the summer will be reduced from 10 weeks to 5 weeks and a Title IV aid pro-ration will be performed to determine the amount of aid you are entitled to keep for the amount of time you were enrolled in the first 5 week Summer session.

  • Scenario 3 – You’re enrolled for 3 credits in the first 5 week Summer session and 4 credits in the second Summer 5 week session. You complete the first 5 week Summer session class, but decide to drop the second Summer 5 week session course during the break between the two 5 week summer sessions.

    Your financial aid budget will remain at 10 weeks. If you are receiving Pell Grant funding, the Pell Grant will be reduced to the amount you were entitled to receive for your first 5 week Summer session enrollment only. The financial aid office will then perform a Title IV aid pro-ration calculation to determine the amount of aid you are entitled to keep for the period of time you were actually enrolled.

 

If I withdrawal from a session (5 week or 10 week) how will I know if my funding is subject to the U.S. Department of Education’s return of Title IV (R2T4) calculation?

Here’s a decision tree to illustrate when R2T4 is applicable for federal student aid recipients:

  • STEP A: Once the session or semester started, did the student stop attending the classes they were enrolled in?
    • NO. This is not a withdrawal.
    • YES. Go to Step B.
  • STEP B: If a student was enrolled in multiple classes, did they stop attending one class or all of their classes?
    • One class. This is not a withdrawal; however, an award recalculation may be applicable.
    • All classes. Go to Step C.
  • STEP C: Did the student confirm attendance in another session beginning later in the Summer semester?
    • YES. This is not a withdrawal unless the student does not return to classes in the later Summer session.
    • NO. This is a withdrawal and the Return of Title IV Funds requirements apply.

The information above does not cover every unique scenario, therefore if you have questions please contact the Office of Financial Aid prior to making any enrollment changes.

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