Waters Appointed New SBDC, Eastern Region Director 

SALISBURY, MD---Warner “Joe” Waters has been appointed the new director of the Maryland Small Business Development Center, Eastern Region, located at Salisbury University. 

Having capped off his 24-year banking career as chair, CEO and president of Mellon Bank (DE) NA, Waters owned and operated Oxford Sailing Charters from 1996-2001 and served as an SBDC consultant for two years.

A licensed United States Coast Guard 50 ton Master, Waters served as an Army First Lieutenant in Vietnam from 1971-73.

Waters received his B.A. in economics in 1971 from Western Maryland College and his M.B.A. from the University of Baltimore in 1978. The father of two children, Waters resides on the St. Martin River outside Ocean City.